Hello Insights

Insights, tips, and expert guidance to make every step of your home buying adventure a confident one.

An illustration of a family, including Matthew, and his parents. Matthew has orange glasses on.

A Guide to Guarantor Loans: Buying Property with No Deposit

Struggling to save a deposit? Learn how guarantor loans can help you buy your first home sooner, even with little to no savings.
Portrait of Beau Carmichael: A man with short, wavy brown hair, wearing a blue t-shirt. He is smiling softly while standing outdoors, with lush greenery blurred in the background.
Beau Carmichael
April 28, 2025
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6 min read
An illustration of a superhero, representing a mortgage broker, standing in a doorway. The cape is blowing in the wind.

Understanding the Role of Your Mortgage Broker

Not sure what a mortgage broker actually does or if you need one? This comprehensive guide explains how brokers work, debunks common myths about commissions and rates, and shows you exactly how we can help make your home ownership dreams a reality - from finding the right lender to settlement and beyond.
Portrait of Beau Carmichael: A man with short, wavy brown hair, wearing a blue t-shirt. He is smiling softly while standing outdoors, with lush greenery blurred in the background.
Beau Carmichael
December 11, 2024
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6 min read
A hand-drawn illustration of a spiral notepad with a checklist. A cartoon hand holds a pen or marker, checking off items on the list. Three items are marked with blue checkmarks, while one item remains unchecked. The checklist appears to be in progress, with scribbled lines representing text.

First Home Buyer Benefits Guide: What’s Available to Help You Buy Your First Home?

Ready to buy your first home but not sure what help is available? Discover how to unlock Australia's first home buyer benefits - from government guarantees to super saver schemes and state grants, all designed to get you into your dream home sooner.
Portrait of Beau Carmichael: A man with short, wavy brown hair, wearing a blue t-shirt. He is smiling softly while standing outdoors, with lush greenery blurred in the background.
Beau Carmichael
November 21, 2024
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5 min read
Illustration of a person holding a smartphone, displaying a screen with a simple house graphic, a green tree icon, and a checkmark button. The user is about to tap the checkmark, indicating an action related to home or real estate, such as approval or confirmation.

Pre-Approvals: Everything You Need to Know Before Buying a Home

Wondering if pre-approval is right for you? We break down how it works, the key benefits, and essential steps for making successful offers or bids at auction.
Portrait of Beau Carmichael: A man with short, wavy brown hair, wearing a blue t-shirt. He is smiling softly while standing outdoors, with lush greenery blurred in the background.
Beau Carmichael
November 11, 2024
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3 min read
Illustration of a person wearing a hat, standing next to a large piggy bank and inserting a money, symbolising saving money.

Redraw Facility versus Offset Accounts

Confused about whether to choose a redraw facility or an offset account for your home loan? This guide explains the key differences, benefits, and how each option could save you money.
Portrait of Beau Carmichael: A man with short, wavy brown hair, wearing a blue t-shirt. He is smiling softly while standing outdoors, with lush greenery blurred in the background.
Beau Carmichael
October 29, 2024
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5 min read
Illustration of a person standing confidently with hands on hips, facing three large arrows pointing in different directions, symbolising decision-making, choice, or exploring multiple paths forward.

Fixed vs Variable Home Loans: Which Is Best for You?

Not sure whether to go with a fixed or variable home loan? This article breaks down the pros and cons of both, helping you decide which option suits your needs.
Portrait of Beau Carmichael: A man with short, wavy brown hair, wearing a blue t-shirt. He is smiling softly while standing outdoors, with lush greenery blurred in the background.
Beau Carmichael
October 25, 2024
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5 min read